Flood Preparation and Safety
THE RISK IS REAL. In the past 5 years, all 50 states have experienced flooding. A flood can be devastating, and you don’t have to live near water to be at risk. Factors such as changing weather patterns or land development can present new flooding risks for your community. Visit FloodSmart.gov or call 1-800-427-2419 to learn your risk and to find a local insurance agent if you don’t already have one. Having flood insurance means you can recover more quickly, with less financial pain. But don’t stop there. Here are more things you can do to prepare for flooding and assure your safety.
Know Your Zone
Madeira Beach is in evacuation Zone A. Find the closest shelter and evacuation information.
Floods can happen anytime and anyplace. And they can happen fast:
- If you don’t have a flood insurance policy, contact your insurance agent today. If you have purchased a policy, review your policy with your agent and ask questions to make sure you have the proper amount of coverage.
- Keep your flood insurance policy and insurance agent’s contact information on hand in the event you need to file a claim.
- Copy important documents (mortgage papers, deed, passport, bank information, etc.). Keep copies in your home and store originals in a secure place outside the home, such as a bank safe deposit box.
- Take photos of your possessions (furniture, antiques and collectibles, musical instruments, electronic equipment, etc.). Store copies with your other important documents.
- Save receipts for expensive household items (appliances, electronic equipment, etc.) as proof of original cost.
- Make an itemized list of other possessions, such as clothing, books, and small kitchen appliances. The more comprehensive your list, the better.
- Hurricane Boat Preparedness – View a quick explanation of how to secure a boat before a storm approaches.
Get a Plan
Emergency plans are a critical component of flood preparation. Make sure that you have an emergency plan for you, your loved ones, and your pets.
- Give your emergency contact information to your insurance agent, employer, and family.
- Put aside an emergency kit with a flashlight, a battery-powered or hand crank radio, additional batteries, candles, and waterproof matches.
- Keep a minimum 3-day supply of nonperishable food and bottled water on hand.
- Visit ready.gov for more information.
- Prepare ahead and make a checklist.
- For the kids, visit http://kidsgetaplan.com.